Tag Archives: Nasty Gal

Rich Bitch by Nicole Lapin 4 | by the skinny confidential

RICH BITCH. Let’s Discuss MONEY, Budgeting, & Saving

March 26, 2016
by
LAURYN

Rich Bitch by Nicole Lapin 2 | by the skinny confidentialNicole-Lapin-Rich-Bitch-book-cover-main

I’m going to go ahead & be real honest here: I AM NOT THE BEST WITH MONEY MANAGEMENT.

Michael is GREAT in this area ( THANK GOD ). But me? Not so much.

I’m the girl that at 21 would buy a $112 dollar sweater when I had $245 in my bank account. I’m the girl who at 21 who was always buying rounds of pomegranate mimosas…when I had no business buying rounds of anything. & I’m also the girl who at 21 who would get a blowout instead of buying ( MUCH NEEDED ) groceries.

See? BAD.

BUT I’ve learned. I’ve learned how to manage my money & SAVE.

Sure, sometimes I buy things I probably should NOT buy…BUT I’ve learned a ton of tips & tricks from Michael that have helped. AND three years ago I started SAVING. The concept of saving at 21 was completely foreign to me. Really, it was like an alien from outer space asking me to hang out on Mars & eat moon cheese.

Saving, obviously, is smart because you never know what the hell is going to happen. Plus like Sophia Amoruso of NastyGal says:

“Money looks better in the bank than on your feet.”

( At 21 it looked better on my Steve Madden’s though ).

Anyway, enough about me, let’s talk about RICH BITCH.

Rich Bitch is a book by Nicole Lapin. She’s a sassy girl boss who wrote a badass book about how to get your financial life together. Guys, this isn’t a boring book either. It’s written in a way that makes sense & will get your ass in line financially ( I’ve picked up a ton of financial tips from her ).

To all the 21 year olds who are shopping at Forever21 instead of saving: check this out. It just might be some of the best advice you’ve ever read.

( Speaking of Forever21 & money…how cute is this white wallet I just got?!….HA! ).

On that note, let’s talk to Nicole…clearly I need it! Let’s all channel our inner rich bitch, k?

| Ok, so introduce yourself— you are so inspiring! |

Nicole Lapin: I’m Nicole Lapin—author of the New York Times Best Seller, Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together…Finally & the only financial expert you don’t need a dictionary to understand.

| Tell us all about your book! It’s such a good read ESPECIALLY for a girl boss. |

NL: When I wanted to learn about money I looked at lots of books & not only were they boring, they were not relevant. Rich Bitch is relatable for every stage of life, from your first job, apartment and checkbook to merging bank accounts with a future spouse, & planning for retirement.

Rich Bitch is a no jargon zone. Rich Bitch is the stuff that no one tells you about money; negotiating bills and purchases, finding extra money by making your social network work for you, asking for a raise and getting it.

Rich Bitch by Nicole Lapin 4 | by the skinny confidentialRICH BITCH | by the skinny confidential

| Tips for people on a budget? |

NL: A financial diet is like a regular diet: if you don’t allow yourself those small indulgences you will only binge later on.

I make the case for the morning latte ( you’re welcome! ). If that $5 latte makes you happy & more productive at work, & keeps you from blowing your budget elsewhere, then it’s a great daily investment in yourself.

And hey—it might even lead you to a lucrative bonus down the road. Just build it into your budget so everything is above board—& enjoy!

| Budgeting tips for the college girl? Personally it was SO difficult for me to budget in college…I want to say almost impossible? |

NL: I recommend setting aside 15% of your monthly income for extras, AKA fun, 15% for your endgame, or retirement, and the remaining 70% for the Essentials, the basics of living like rent, food, and transportation.

I’m also a firm believer that the more money you make, the less money you have to save.

So when it comes to that 15% for extras: spend it on whatever you want! Your monthly mani/pedi, a new pair of shoes, or your morning latte.

I’m not going to tell you how to spend it; just build it into your ‘Spending Plan’ every month so it’s all above board. And take it out in cash so you’re not tempted to overspend by constant credit card swiping.

Once that cash is gone, the party is over until next month.

| Worst mistake you see women making with money? |

NL: Doing nothing. It’s so tempting to ignore your money issues, but you CANNOT. That’s why my 12-Step Program starts where other 12-Step Programs start: by admitting you have a problem. A money problem, that is.

You can’t reach any of your goals—personal, professional, & otherwise—until you admit this simple fact, and then we go through the steps together to overcome it.

| Let’s switch gears a bit, shall we? How do you stay healthy when you’re constantly working in NYC? |

NL: It’s a daily struggle; trust me! But I try to start every day off on the right foot with a good workout, a green juice, and of course, plenty of water. I’d like to say I prioritize sleep too but…I don’t want to lie to you!

Remember, though, that YOU are your walking business card. You can’t help anyone until you help yourself.

So if you want to make a big impact, take care of yourself first.

Rich Bitch by Nicole Lapin | by the skinny confidential

| What’s a small change that makes all the difference? |

NL: Negotiate everything—cable, internet, medical, even credit card bills—at least once per year. Do not pay the sticker price for anything. Most companies would rather throw you a bone than lose you as a customer, and the worst they can say is “no.” It’s your money…fight for it!

| So how do we all become rich bitches?? We’re dying to know! HA! |

NL: It’s time to rethink convention and learn to think for yourself. Stop being brainwashed and start making financial decisions for you, for your own personal adventure. We’re living in a new normal, and there is no one-size-fits all solution to your money dilemmas. So you need to learn the language of money first—I’m here to help—and then make informed decisions for you and your career

| It’s tax season!! Tips?! Share please! |

NL: Baby steps, baby. Divide your filing time into a few quick and easy steps and you’ll be done before you know it. I like using steps for anything I try to accomplish, especially in the realm of money stuff, because it prevents you from having an anxiety attack when you don’t accomplish everything all in one day.

When I did my taxes for the first time, I didn’t set aside one day to do them: I set aside an entire month. Day one: un-crinkle my receipts. That was it. Success!

Then came organizing those receipts into piles; gathering my W-2s and other tax forms; and entering everything into my online tax platform. Before I knew it, I was finished—and Uncle Sam was off my back!

| Why does every girl NEED your book? |

NL: Money is cultural, and I think that once we stop feeling scared and like it’s taboo then we can start living the life we want, because it’s really all about the life you want; not just about numbers in your check book.

Money is about setting goals in all aspects of your life—and then realizing that you’re going to need money for those goals. I’ll help you figure out what those goals are & then we can plan on how to support those goals financially—together!

+ follow Nicole on Instagram | check out her book.

RICH BITCH | by the skinny confidentialRich Bitch by Nicole Lapin 3 | by the skinny confidential

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The Skinny Confidential Talks Labor Day Sales

These Labor Day Sales Are Unreal

September 7, 2015
by
LAURYN

The Skinny Confidential Talks Labor Day Sales

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Well hello!

Currently poolside, blogging with a skinny Moscow Mule.

Did I mention I love holiday weekends?

It’s almost embarrassing how much I love them.

Even though I’m still kind of working, I get a break from e-mails ( because hey, everyone’s by the pool ). So obviously I’m shopping the holiday sales by the pool.

Here are my favorite Labor Day sales ( I’m especially in love with the Nasty Gal sale ):

 

The Skinny Confidential Talks Labor Day Sales

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Madewell is a real win because most of their colors are muted. I’m loving their grey tones lately & their jeans are just the best ever.

The Skinny Confidential Talks Labor Day Sales

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Can you see why this sale is my favorite? First of all it’s 30% off & secondly, this striped number would make anyone feel cute.

The Skinny Confidential Talks Labor Day Sales

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Of course I included the Nordstrom sale BECAUSE you can always find amazing picks. Their sale also doesn’t feel sale-y, you know? Nordstrom always keeps it fresh in their sale department.

What holiday sales are you loving? Anything I’m missing?

I hope you’re de-stressing, floating on a swan or piece of pizza with a sparkling drink. Happy Labor Day, x

Shop My Top 5:

 
favorite dresses | by the skinny confidential

JUST BECAUSE THESE ARE SO CUTE…

August 24, 2015
by
LAURYN

favorite dresses | by the skinny confidential

{ white dress here }

This post was inspired by DRESS NUMBER 2!!!

I bought this striped dress & I COULD NOT BELIEVE HOW UNBELIEVABLY CHIC it was in person. Likeeeeeeeee guys.

It’s the perfect summer dress. I’ll take an Instagram today to show you.

And then the white dress I’m wearing just kind of gave me the oomph to do a full post. Between the two you can’t go wrong, you know?

Also, to be dead honest, I was looking for inspiration for this post & ended up on this red vixen number ( $63 dollars!! It’s going to sell out in a minute )…& couldn’t NOT buy it for the holidays. SO, I swiftly added it to my ASOS cart & now it’s on its way to me…whoops. I’m planning on wearing black suede pumps & my hair STICK straight. MEOW.

Ok so. These babies are dresses I’d rock any day of the week, rain or shine:

favorite dresses | by the skinny confidential
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Also, lately I’ve been loving navy so number 5 is pretty damn sassy too.

Anyway, I’d love to hear about your favorite summer dresses? Share some cute ones below. I like simple, fitted, not too short, but not too boring. A pop of color sometimes. Think: lady in the front, party in the back.

Happy Monday! lauryn x

+ white dress I’m wearing: Melissa Lauren Clothing.

{ pics }

favorite dresses | by the skinny confidential

MY FAVORITE DRESSES UNDER $100:

 
The Skinny Confidential talks sales.

Online Sales I’m Shopping From Bed

July 4, 2015
by
LAURYN

The Skinny Confidential talks sales.

Oh hey, just me, propped up in bed watching Orange is the New Black…& SHOPPING.

Online, that is.

I feel like online shopping is just the way to go. Let’s be honest, going to the mall trying on clothes under the dreadful dressing room lighting is annoying.

Especially when you could be in bed shopping amazing sales with chihuahuas & flag cake.

And since I have no choice this year but to lay in bed, I’ve found the best sales on the planet for you ( …& me ). Basically I’ve had a lot of time on my hands this year to become your very own personal shopper, lol.

Ok, ta-da:

The Skinny Confidential talks sales.

The holiday hottest sales ( click pics to shop ):

Forever 21:

J.Crew:

Nasty Gal:

Singer 22 ( site wide | code: FREEDOM2015 ):

* most of these sale go through 7/8.

I’m especially excited about the Nasty Gal sale because I’ve been eyeing this black blazer for the last million years ( kidding, but seriously I’ve wanted it FOREVER— it’s chic, fitted, & timeless ). Going to pair it with a black choker, white tee, black skinny jeans, & super high pumps. Also 30% off on Forever gets me all giddy, but I feel like that gets any girl in the world giddy. All my F21 picks are buy one, get one free. YES.

Ok, I’m back to my really busy schedule of watching TV shows, reading, drinking smoothies, & healing.

Hope you’re all letting loose & relaxing in a cute-ass bikini with Kombucha cocktails. Jealous.

Happy 4th of July, xx lauryn

{ pics via }

 
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KEEPING IT SEXY FOR VALENTINE’S

February 11, 2015
by
LAURYN

The Skinny Confidential talks Valentine's Day.

The Skinny Confidential talks Valentine's Day.

I don’t know about you, but I think Valentine’s Day is fun whether you’re single & flirty or taken & sexy.

Either way it’s the kinda holiday to wear bright pink lipstick, a sassy dress, & a high ponytail.

So duh, I’m in.

These are some of my staples for V-day. All of these cuties are already in my closet/cupboard so I don’t have to spend a dime ( << Michael? You got that covered, right babe? Can’t wait what to see what you have in store!!! ** blushing Emoji x 10 ** (( LOL sending him a gentle reminder! )) ).

The Skinny Confidential talks Valentine's Day.

The Skinny Confidential talks Valentine's Day.

Ok, let’s get all lovey-dovey:

♡ number 1: sassy heart bra ( don’t spend 4 million dollars on over-priced bras until you check out Forever 21’s selection. They always get it right ).

♡ number 2: cutie, delicious tea ( looking for a V-day cocktail? I got ya covered. Just check this baby out. These tins are only avail at Target in-store though! ).

♡ number 3: sex kitten red skirt ( everyone needs a skirt like this to whip during any festive holiday. I like this one because it’s priced right & a total staple ).

♡ number 4: floral flats ( I DIED WHEN I FOUND THESE ONLINE. They’re under $25 bucks & soooo damn chic. Perf to celebrate the day of lovaaaaas ).

The Skinny Confidential talks Valentine's Day.

♡ number 5: hottie red lips ( I just talked about my obsession with Urban Decay’s ‘Bang’ lipstick in my latest YouTube tutorial. It’s no surprise this is one of my favorite colors for a steamy date night.

♡ number 6: little white dress ( it’s all about the little white dress lately. This one hugs my curves in all the right spots. Plus it looks cute from day to night ).

♡ number 7: v-day daytime sweater ( it’s sad how obsessed I am with this sweater!! I DIE FOR IT! Cute, right? ).

♡ number 8: strappy nude heels ( instead of spending 3502598 dollars on high end shoes, check these nudie Steve Maddens out & thank me later. RAWR!

 ♡ number 9: dainty gold rings ( if you know me you know I HEART my dainty gold rings. These are the ones I’ll be rocking for Valentine’s.

What’s your favorite Valentine’s Day staple? I don’t care if you’re single, taken, married, etc. SPILL! Send me any links you guys like…I kinda wanna get my shop on tonight ( or send multiple links to Michael because IT’S VALENTINE’S DAYYYYYYY! ).

– Lauryn, xo

The Skinny Confidential talks Valentine's Day.

The Skinny Confidential talks Valentine's Day.